Thick: And Other Essays, by Tressie McMillian Cottom.

Where I learned that poor people go bankrupt and make poor decisions by buying things out of their price range because one can’t put a price tag on the chance that the perception of those nice things will open a door to a better arena. And poor people would rather go broke taking that risk than preserve what money they do have by not knowing at all. One of my favorites of the year

purchase here.